Mid-market corporates need financing partners who understand deal complexity, not just credit scores. Aterna brings CFO-level thinking to every structured credit engagement.
When your financing requirement does not fit a standard product, we build the structure from first principles.
Hybrid instruments, mezzanine layers, senior secured debt — designed around your deal, not the other way around.
Large-ticket revolving credit lines for corporates with complex procurement and receivables cycles.
Aterna co-originates with banks under the RBI co-lending framework — expanding credit reach while offering blended rate advantages.
Large-ticket invoice discounting for corporates with significant receivables from rated counterparties.
We do not fit your deal into a product. We design the product around your deal — from scratch, every time.
Your point of contact at Aterna is a senior credit professional who understands your balance sheet — not a relationship executive reading from a script.
Complex deals do not have to take forever. Our streamlined credit process moves fast without cutting corners on diligence.
All discussions are under NDA from the first conversation. We understand the sensitivity of corporate financing requirements.
Our team has built deep knowledge across manufacturing, logistics, services, and healthcare. Sector understanding changes how we structure credit.
We do not disappear after disbursement. Our team stays engaged through the full tenure — monitoring, refinancing, and growing with your business.
Confidential discussion
All inquiries are held in strict confidence. Tell us about the deal and we will tell you honestly if we can help structure it.
Start a confidential conversation →